Privacy Policy

At Pari Finance, we care about how your personal information is used and shared, and your privacy is a top priority. Our primary goal is to provide you with exceptional service, without violating your trust. Below we’ve outlined our privacy policy for you if you have any questions or concerns regarding your personal information and how it will be used.

Effective Date: February 13, 2025
Last Updated: February 13, 2025

1. Introduction

Welcome to Pari, owned and operated by Pari Finance Inc. ("Pari," "we," "our," or "us"). We are committed to safeguarding your privacy. This Privacy Policy explains how we collect, use, disclose, and protect your personal information when you use our website, mobile application, and any related services (collectively, the "Platform").

2. Information We Collect

  1. Personal Information: We may collect personal information such as your name, email address, phone number, mailing address, and other data you provide during account registration.

  2. Financial Information: To facilitate peer-to-peer lending among family and friends, we may collect bank account details, credit or debit card information, transaction history, and other financial data. This may include data accessed via open banking integrations.

  3. Device & Usage Information: We may automatically collect information about your device, including IP address, browser type, operating system, and usage patterns. This helps us analyze trends and improve the Platform.

  4. Cookies & Similar Technologies: We use cookies, web beacons, and similar technologies to enhance your experience, gather usage data, and deliver personalized content.

3. How We Use Your Information

  1. Provide & Enhance Services: We use your information to operate, maintain, and improve our Platform, including matching borrowers and lenders, processing transactions, and managing user accounts.

  2. Analytics & Research: We may use aggregated, anonymized data for analytics to better understand user behavior and improve our services.

  3. Security & Fraud Prevention: We use your data to protect against, detect, and prevent fraud, unauthorized transactions, money laundering, or other illegal activities.

  4. Communications: We may send you administrative messages, updates, or marketing communications related to Pari.

  5. Compliance: We may use your data to comply with relevant legal, regulatory, or contractual obligations.

4. Sharing Your Information

  1. With Other Users: Certain information (e.g., first name, loan amount, interest rate) may be shared with other parties in a transaction. However, we endeavor to limit the disclosure of personal financial details.

  2. Service Providers: We may share information with third-party service providers who perform services on our behalf, such as payment processors or analytics companies.

  3. Corporate Transactions: If Pari undergoes a merger, acquisition, or asset sale, we may transfer user information to the new entity.

  4. Legal Requirements: We may disclose information if required by law or if we believe it is necessary to protect our rights, user safety, or the integrity of our Platform.

5. Data Retention

We retain personal data only for as long as necessary to fulfill the purposes outlined in this Policy, unless a longer retention period is required by law, regulations, or for legitimate business interests.

6. Data Security

We take reasonable measures to protect your information against unauthorized access, alteration, and disclosure. However, no security system is impenetrable, and we cannot guarantee absolute security.

7. International Data Transfers

If you access the Platform from outside the United States, your data may be transferred and processed within the United States or other countries. By using our Platform, you consent to any such transfer.

8. Children’s Privacy

Our Platform is not intended for minors under the age of 18. We do not knowingly collect or store personal information from children under 18. If you believe a child under 18 has provided personal data, please contact us to remove it.

9. Your Rights & Choices

  1. Access & Correction: You may request access to, correction of, or deletion of your personal information.

  2. Marketing Communications: You can opt out of receiving marketing emails by following the unsubscribe instructions in those messages.

  3. Cookies: You can manage cookie preferences in your browser settings.

10. Updates to This Policy

We may update this Privacy Policy from time to time. We will provide notice of any significant changes, and your continued use of the Platform constitutes acceptance of the updated Policy.

11. Contact Us

If you have questions or concerns about this Privacy Policy, please contact us at:

  • Email: info@pariapp.com

By using Pari, you acknowledge that you have read, understood, and agree to this Privacy Policy.